HOME GRAND 55 CHECKING
The Home Grand 55 checking is offered to customers age 55 and better who keep higher balances in the bank and want to receive higher interest rates on these funds. Home Grand 55 Checking offers tiered rate interest, unlimited check writing and no monthly fee if a balance of $1,000 or higher is maintained or there is a monthly direct deposit/debit to the account. Interest will be compounded and paid monthly on all balances. Home Grand 55 account holders are offered additional special services.
| $1,000 minimum opening deposit |
| Earn tiered rates of interest on entire balance |
| Unlimited check writing |
| Maintain $1,000 balance or have direct deposit/debit or pay $12 monthly service charge |
| Overdraft Protection Transfer |
| $1,000 Overdraft Allowance* |
| Free HNB Visa check card |
| Free 2 boxes of club checks per year or $10 discount on upgrades |
| Free Cashier’s Checks (limit 12 per year) |
| Free 3 x 5 safe deposit box or $10 credit on upgrade |
| No fee for HNB Visa gift cards |
| Free online banking and Bill Pay |
| Free E-statement or combined statement |
| Free safekeeping of checks |
| Free notary service |
| Free photo copies (limit 10 per month) |
* Must meet Overdraft Allowance qualifications
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