INSTALLMENT LOANS

Home National Bank uses a unique, risk-based pricing index to determine the rate you will receive on your installment loan. The rate is determined by your credit beacon score, your debt to income ratio and the loan to value of the asset used as collateral.  Loan applicants must meet qualifications.

You can receive a .25% discount on our already low installment loan rates when you have your monthly payment deducted automatically from any HNB checking account.

Automobile Loans – Borrow up to 90% of the value of your vehicle which is five years old or newer. Terms range from 24 – 60 months. Loans above 90% may be made to those who qualify.

Certificate of Deposit Loans – Borrow at 2% above your CD rate for a term equal to your CD to avoid paying early withdrawal penalty. You will also retain your deposit investment.

Unsecured Loans – Unsecured loans range from one to four years. The minimum loan amount is $500.