MORTGAGE LOANS

Home National Bank uses a unique, risk-based pricing index to determine the rate you will receive on your mortgage loan. The rate is determined by your credit beacon score, your debt to income ratio, and the loan to value ratio for the property.  Mortgage loans are available to qualified customers only.

 We will loan up to 90% of the purchase price or the appraised value of the property.  Our mortgage loan terms are from 1 – 30 years.  Our rates are compeitive with published market rates. You can save an additional $100 on closing costs when you have your payment deducted automatically from either a Home Free or Home Green checking account or $200 on closing costs when you have your payment deducted automatically from a Home Plus or Home Grand 55 checking account.