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We Respect Your Privacy
Privacy is Fundamental to the American way of life. When you provide personal
information in order to process your transaction, you fully expect your
data to be used only for its intended purpose and to be kept confidential.
We respect your right to confidentiality and take every possible measure
to ensure that your personal information remains personal.
In short, we work hard to earn your confidence and preserve your trust.
We value your business and hope you will remain with us for many years to
come. If you ever have questions or concerns about the integrity of your
account information -- or any other aspect of our business operations --
please don't hesitate to telephone, e-mail, or come in to talk to our staff.
This privacy disclosure is being issued to comply with the provisions of
the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.
Categories of Information That We May Collect.
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other
forms, such as: your name, address, social security number, assets, and
income.
• Information about your transactions with us, our affiliates, or
others, such as: your account balance, payment history, parties to transactions,
and credit card usage.
• Information we receive from a consumer reporting agency, such
as: your creditworthiness and credit history.
Categories of Information That We Disclose.
We do not disclose any nonpublic personal information about our customers
or former customers to anyone, except as permitted by law. Disclosure
As Permitted By Law.
We may disclose all of the information we collect, as described above to
companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. Confidentiality
and Security.
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards that
comply with federal regulations to guard your nonpublic information.
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