Business Accounts

Business Checking Accounts

  Home Free Business Home Green Business Home Plus Business
Minimum Opening Deposit
(Waived with Direct Deposit)
$50 $100 $1,000
Minimum Balance Requirements
(To Avoid Monthly Service Charge)
None None $1,000
Monthly Service Charge
(If Minimum Balance Requirement Not Met)
None None $10
Earn Interest on Entire Balance     X
Unlimited Check Writing X X X
Overdraft Protection Transfer Available Available Available
Overdraft Allowance* $600 $600 $1,000
Free HNB Visa Check Card X X X
Free Online Banking with Bill Pay X X X
Earn $0.30 on Each Check Card
Transaction of $25 or More
  X  
Imaged Item Statements X X X
eStatements Available Required Available
Combined Statements Available Available Available
Free notary service X X X

* Must meet Overdraft Allowance qualifications.


Business Savings Accounts

  Home Business Savings Home Business Tiered
Minimum balance to open account $20 $1,000
Compounded Interest Paid Quarterly X  
Compounded Interest Paid Monthly   X
Tiered Interest Rates   X
Number of No Fee Withdrawals Per Month
*$1.00 per withdrawal after the first 3
3  

Health Savings Accounts

We are please to offer Health Savings Accounts (HSA) to our customers who qualify under a a qualified High Deductible Insurance Plan. Our HSAs are administered through Alliance Benefit Group (ABG). ABG is a large employee benefits firm that Home National uses for our employee's 401k program. We can recommend them to our customers since we know they provide excellent service.

ABG has experts on HSAs available to us and our customers through an agreement we have negotiated with them. HSAs require that an account holder have an on-line connection with email for statement delivery.

Please contact Eric or Dan for additional information about HSAs or click on the following link:

https://myhsacom.ipower.com/openmyhsa.php?client=HSA&referral=HNB

If you have already set up a Health Savings Account through ABG, click here to reach their customer website