CDs and IRAs

We have accounts to help you save for the future.  Whether you have a large amount, a modest amount or are just starting out, we have a CD or IRA that will work for you.


Certificates of Deposit

Invest in a Home National Bank CD with as little as $1,000. Certificate of Deposit terms range from 6 months to 5 years.

With a Home Green, Home Plus or Home Grand 55 checking account, earn a bonus on all normal CD rates (excludes special CDs).

We offer Jumbo CD rates. Jumbo rate applies to balances of $100,000.00 and over.

Click here to see our current rates.


A popular type retirement savings for investors is the Individual Retirement Account (IRA).  Here are seven reasons to secure your future with an IRA at Home National Bank:

1 Your retirement lifestyle will be more relaxed and secure by investing wisely today.
2 Making IRA contributions today will compel you to save and your IRA has more potential to grow.
3 You can invest after-tax dollars in a Roth IRA to defer future earnings.*
4 Earnings on IRAs are tax deferred.*
5 There may be an opportunity for a tax deduction with a regular IRA.*
6 American workers need to assure our financial security in retirement.
7 It's always better to pay yourself than the IRS.
*  HNB does not provide tax or accounting advice. We recommend you consult a qualified tax professional for matters of particular interest to you.

We invite you to make an investment to protect your future. To learn more about our IRA options, please contact a loan officer.