Privacy Policy

FACTS WHAT DOES Home National Bank DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Account Balances
  • Credit Scores and Checking Account Infomation

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Home National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does HNB share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you YES NO
For joint marketing with other financial companies NO WE DON’T SHARE
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
NO WE DON’T SHARE
For our affiliates’ everyday business purposes –
information about your creditworthiness
NO WE DON’T SHARE
For our affiliates to market to you NO WE DON’T SHARE
For nonaffiliates to market to you NO WE DON’T SHARE
Questions? Call 765.436.2222 or go to www.thehomenationalbank.com
What we do
How does Home National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Upgrades and enhancements to authentication procedures are made as necessary to protect your data.
How does Home National Bank collect my personal information? We collect your personal information, for example, when you

  • Open an Account or Apply for a Loan
  • Show your Drivers License or Provide Account Information
  • Give us your Income Information

We also collect your personal information form others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Home National Bank has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Home National Bank does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies, investment companies and direct marketing companies
Other important information
 

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