Home National Bank uses a unique, risk-based pricing index to determine the rate you will receive on your mortgage loan. The rate is determined by your credit beacon score, your debt-to-income ratio, and the loan-to-value ratio for the property.
In other words, we look at more than just your credit score and do what we can to get you the home of your dreams.
Here, you’ll find:
We also offer FHA, USDA and Jumbo mortgages. We also offer escrow on mortgage loans for qualified applicants.
Use the equity in your home as power to purchase by opening a Home Equity Line of Credit. Some of the great features of this type of loan are:
The line is open for 10 years, then the outstanding balance is converted to a 10 year amortization loan. A flat prepayment fee of $250 will be assessed if closed in the first two years.