Online Banking

Personal Checking

Simple, affordable solutions that include …

  • Unlimited check writing
  • Free notary services
  • Free Visa® Check Card
  • Online Banking, Bill Pay and Mobile Capture

We are happy to help you choose which is right for you!

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Home Free

A simple, low-cost account

Home Free

FeatureDetails
Minimum Opening Deposit $50 (waived with direct deposit)
Minimum Balance Required None1
Monthly Service Charge None
Visa Check Card Included
Check Writing Unlimited
Monthly Statements Image (Online available)
Online Banking and Bill Pay Included
Mobile Capture Included
Overdraft Services Included
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Home Green

Get Paid to use your check card with this low-cost account

Home Green

FeaturesDetails
Minimum Opening Deposit $100 (waived with direct deposit)
Minimum Balance Required None 1
Monthly Service Charge None
Visa Check Card Included
Check Writing Unlimited
Monthly Statements Online
Cash Back Earn $0.30 on each Check Card purchases of $25 or more
Online Banking and Bill Pay Included
Mobile Capture Included
Overdraft Services Included
Additional Rates Information 0.10% addition to standard CD rates
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Home Grown Green

Built for students 15 years of age and older

HomeGrown Green

FeatureDetails
Minimum Opening Deposit $100 (waived with direct deposit)
Minimum Balance Required None1
Monthly Service Charge None
Visa Check Card Included
Check Writing Unlimited
Monthly Statements Online
Cash Back Earn $0.30 on each Check Card purchases of $25 or more
Online Banking and Bill Pay Included
Mobile Capture Included
Overdraft Services Included
Additional Information Foreign ATM fees reimbursed up to $15.00 per month. Reimbursement received at month-end statement.
Additional Rates Information 0.10% addition to standard CD rates
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Home Plus

Recommended if you keep a higher balance and want to earn interest

Home Plus

FeatureDetails
Minimum Opening Deposit $1,000 (waived with direct deposit)
Minimum Balance Required Maintain $1,000 minimum balance1
Monthly Service Charge $0 if maintain minimum balance, or $10/month
Interest Interest bearing account
Visa Check Card Included
Check Writing Unlimited
Monthly Statements Image (Online available)
Online Banking and Bill Pay Included
Mobile Capture Included
Overdraft Services Included
Additional Rates Information 0.15% addition to standard CD rates
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Home Grand 55

Designed for those 55 years of age and older

Home Grand 55

FeatureDetails
Minimum Opening Deposit $1,000 (waived with direct deposit)
Minimum Balance Required Maintain $1,000 minimum balance, or waived with direct deposit1
Monthly Service Charge $0 if maintain minimum balance, or $12/month
Interest Pays Tiered Interest on all Balances
Visa Check Card Included
Check Writing Unlimited
Monthly Statements Image (Online available)
Online Banking and Bill Pay Included
Mobile Capture Included
Overdraft Services Included
Additional Information Club checks included or discount on upgrade
Additional Rates Information 0.15% addition to standard CD rates
Extras No fees for Cashier’s Checks, Money Orders, and Gift Cards
Safety Deposit Box 3×5 safe deposit box or discount on larger box

Personal Savings

Find the right way to save …

We are happy to help you choose which is right for you!

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Home Savings

Recommended for savings balances less than $5,000

Home Savings

FeatureDetails
Recommended Balance Less than $5,000
Minimum Balance to Open Account $20
Interest Compounded and Paid Quarterly
Number of No Fee Withdrawals Per Month *$1.00 per withdrawal after the first 3 3
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Home Tiered

Recommended for balances of $5,000 or greater

Home Tiered

FeatureDetails
Recommended Balance Greater than $5,000
Minimum Balance to Open Account $1,000
Interest Compounded and Paid Monthly
Tiered Interest Rates Pays Tiered Interest on all Balances
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HomeGrown Kids’ Plus

All youth up to 18 years of age or 22 with a proof of student or military status (HomeGrown Green Checking account required)

HomeGrown Kids Plus

FeatureDetails
Recommendation All youth up to 18 years of age or 22 with a proof of student or military status (HomeGrown Green Checking account required)
Minimum Balance to Open Account $10
Interest Compounded and Paid Quarterly
Number of No Fee Withdrawals Per Month *$1.00 per withdrawal after the first 3 3
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HomeGrown Kids’ Club

Built for youth up to 18 years of age or 22 with proof of student or military status. Come in to see us to open this account.

  • $10 minimum opening deposit
  • No minimum balance1
  • Interest compounded and paid quarterly
  • 3 free withdrawals per month; $1 fee per withdrawal thereafter
  • New accounts receive $10 and a piggy bank
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Christmas Club

Sign up for our Christmas Club to celebrate your holiday the right way!

  • Money can be automatically drafted from another HNB account
  • In October, funds are automatically transferred to the checking or savings account you choose
  • Renewable each year

1If account has a $0 balance for 30 consecutive days, the account will automatically close. Dormant accounts, regardless of balance, are subject to service charges.