CDs & IRAs

We have accounts to help you save for the future. Whether you have a large amount, a modest amount or are just starting out, we have a CD or IRA that will work for you.

Certificates of Deposit

Happy familiy spending fun time together at homeInvest in a Home National Bank CD with as little as $1,000. Certificate of Deposit terms range from 6 months to 5 years.

With a Home Green, Home Plus or Home Grand 55 checking account, earn a bonus on all normal CD rates (excludes special CDs).

We offer Jumbo CD rates. Jumbo rate applies to balances of $100,000.00 and over.

***Call for current rates or access our rates.


A popular type retirement savings for investors is the Individual Retirement Account (IRA). Here are seven reasons to secure your future with an IRA at Home National Bank:
Close up of a senior couple dancing
1. Your retirement lifestyle will be more relaxed and secure by investing wisely today.
2. Making IRA contributions will compel you to save and your IRA has more potential to  grow.
3. You can invest after-tax dollars in a Roth IRA to defer future earnings.*
4. Earnings on IRAs are tax deferred.*
5. There may be an opportunity for a tax deduction with a regular IRA.*
6. American workers need to assure our financial security in retirement.
7. It’s always better to pay yourself than the IRS.
* HNB does not provide tax or accounting advice. We recommend you consult a qualified tax professional for matters of particular interest to you.

We invite you to make an investment to protect your future. To learn more about our IRA options, please contact a loan officer.